Renters insurance typically covers your personal belongings, liability for injuries, and additional living expenses if your rental unit becomes uninhabitable due to a covered loss.

Yes, your landlord’s insurance only covers the building structure, not your personal belongings. Renters insurance protects your possessions and provides liability coverage.

The amount of coverage you need depends on the value of your personal belongings and your liability needs. Our agents can help you determine the right amount.

Yes, bundling your renters insurance with other policies, like auto insurance, can often save you money.

You can file a claim by contacting our customer service team, who will guide you through the process and ensure your claim is handled efficiently.