Flood insurance typically covers physical damage to your property and belongings caused by flooding. This includes the structure of your home, electrical and plumbing systems, appliances, and personal belongings.

Flood insurance is mandatory for properties located in high-risk flood zones if you have a mortgage from a federally regulated or insured lender. Even if it’s not mandatory, it’s advisable to have flood insurance to protect your property.

The amount of flood insurance you need depends on the value of your property and personal belongings. Our agents can help you determine the appropriate level of coverage.

Yes, flood insurance can be purchased for properties in low to moderate-risk areas. In fact, many flood insurance claims come from these areas.

You can file a claim by contacting our customer service team, who will guide you through the process and ensure your claim is handled efficiently.